{"id":1731,"date":"2021-06-22T08:04:00","date_gmt":"2021-06-22T15:04:00","guid":{"rendered":"http:\/\/needlepictures.com\/tbd\/?p=1731"},"modified":"2021-06-22T08:04:00","modified_gmt":"2021-06-22T15:04:00","slug":"how-not-to-run-a-financial-business","status":"publish","type":"post","link":"https:\/\/needlepictures.com\/tbd\/2021\/06\/22\/how-not-to-run-a-financial-business\/","title":{"rendered":"How Not to Run a Financial Business"},"content":{"rendered":"<p>The other day, going into a drug store, I found someone&#8217;s credit card on the ground. I picked it up and pocketed it. Once I was home, I called the customer service line for the <a href=\"https:\/\/cards.barclaycardus.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">issuing bank<\/a>.<\/p>\n<p>&#8220;Good afternoon my name is _____. May I have your account number?&#8221;<br \/>\n&#8220;I don&#8217;t have one. I&#8217;m calling because I found one of your customer&#8217;s credit cards on the ground.&#8221;<br \/>\n&#8220;Hold on please.&#8221;<\/p>\n<p> On hold for about a minute or two. The same person gets back on the line.<\/p>\n<p>&#8220;How may I help you?&#8221;<br \/>\n&#8220;I found a credit card on the ground in front of a Walgreens. I wanted to report it.&#8221;<br \/>\n&#8220;I see. And can I have the last four digits of the social security number?&#8221;<br \/>\n&#8220;What?&#8221;<br \/>\n&#8220;The last four digits of the social for the the card.&#8221;<br \/>\n&#8220;I don&#8217;t know that. I don&#8217;t even know the person who this card belongs to. I just wanted to report it missing.&#8221;<br \/>\n&#8220;I see. Hold on.&#8221;<\/p>\n<p>They don&#8217;t put me on hold. I can still hear customer service clutter in the background for about a minute.<\/p>\n<p>&#8220;So you have a credit card?&#8221;<br \/>\n&#8220;I don&#8217;t. Someone else does. I found one of you cusomer&#8217;s credit cards on the ground.&#8221;<br \/>\n&#8220;Okay. In that case the customer will have reported it missing and they will be issued a new one.&#8221;<br \/>\n&#8220;What?&#8221;<br \/>\n&#8220;The customer will be receiving a new card.&#8221;<br \/>\n&#8220;But, how do you know that if you don&#8217;t look them up?&#8221;<br \/>\n&#8220;The customer has reported it missing and will be receiving a new card.&#8221;<br \/>\n&#8220;But I haven&#8217;t even told you this person&#8217;s name or credit card number. How do you know they&#8217;ve reported it missing if you haven&#8217;t even looked them up? They may not even know the card is missing!&#8221;<br \/>\n&#8220;Everything will be fine.&#8221;<br \/>\n&#8220;Don&#8217;t you think you should look this person&#8217;s record up?&#8221;<br \/>\n&#8220;Okay. I need the last four digits of the social security number.&#8221;<br \/>\n&#8220;But&#8230; Never mind. Forget it.&#8221;<br \/>\n&#8220;Is there anything else I can do for you?&#8221;<br \/>\n&#8220;Nope. And believe me, if I ever do get another credit card, it won&#8217;t be from your bank!&#8221;<\/p>\n<p><center> <img decoding=\"async\" src=\"http:\/\/needlepictures.com\/tbd\/wp-content\/uploads\/2021\/06\/picadrd-facepalm.jpg\" width=\"500\" \/><\/center><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The other day, going into a drug store, I found someone&#8217;s credit card on the ground. I picked it up and pocketed it. Once I was home, I called the customer service line for the issuing bank. &#8220;Good afternoon my name is _____. May I have your account number?&#8221; &#8220;I don&#8217;t have one. I&#8217;m calling &#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1731","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Not to Run a Financial Business - Terminal Berkeley Denizen<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/needlepictures.com\/tbd\/2021\/06\/22\/how-not-to-run-a-financial-business\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Not to Run a Financial Business - Terminal Berkeley Denizen\" \/>\n<meta property=\"og:description\" content=\"The other day, going into a drug store, I found someone&#8217;s credit card on the ground. 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I&#8217;m calling ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/needlepictures.com\/tbd\/2021\/06\/22\/how-not-to-run-a-financial-business\/\" \/>\n<meta property=\"og:site_name\" content=\"Terminal Berkeley Denizen\" \/>\n<meta property=\"article:published_time\" content=\"2021-06-22T15:04:00+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/needlepictures.com\/tbd\/wp-content\/uploads\/2021\/06\/picadrd-facepalm.jpg\" \/>\n<meta name=\"author\" content=\"termberkden\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"termberkden\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/needlepictures.com\/tbd\/2021\/06\/22\/how-not-to-run-a-financial-business\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/needlepictures.com\/tbd\/2021\/06\/22\/how-not-to-run-a-financial-business\/\"},\"author\":{\"name\":\"termberkden\",\"@id\":\"http:\/\/needlepictures.com\/tbd\/#\/schema\/person\/92e1ac1fd2c726777a034d122a953b31\"},\"headline\":\"How Not to Run a Financial Business\",\"datePublished\":\"2021-06-22T15:04:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/needlepictures.com\/tbd\/2021\/06\/22\/how-not-to-run-a-financial-business\/\"},\"wordCount\":375,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/needlepictures.com\/tbd\/2021\/06\/22\/how-not-to-run-a-financial-business\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/needlepictures.com\/tbd\/wp-content\/uploads\/2021\/06\/picadrd-facepalm.jpg\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/needlepictures.com\/tbd\/2021\/06\/22\/how-not-to-run-a-financial-business\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/needlepictures.com\/tbd\/2021\/06\/22\/how-not-to-run-a-financial-business\/\",\"url\":\"https:\/\/needlepictures.com\/tbd\/2021\/06\/22\/how-not-to-run-a-financial-business\/\",\"name\":\"How Not to Run a Financial Business - 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